Choosing the right insurance policy for your park home might not be the most glamorous task on your to-do list but it is definitely one of the most important.
While we all enjoy perusing new interior design schemes and thinking about how we can transform our gardens, insurance can sometimes seem like an onerous burden. Trawling online price comparison sites, filling in forms, answering questions via an automated phone service... Let’s be honest, who ever looks forward to this?
But failure to do your homework and research the best specialist park or holiday home insurance firms could be one of the costliest mistakes you’ll ever make.
Fortunately, most of us never need make a claim but, if and when we do, it’s more than a little comforting to know that you’ve selected the right policy from the right insurance company.
If your park home meets a watery end after a flood, or it catches fire and is razed to the ground, it could mean the difference between being homeless and getting a nice, shiny new replacement.
While these are clearly two of the most extreme worst-case scenarios out there, they can and do happen. Just ask one of the many reputable, experienced and specialist insurance firms listed in our A to Z directory. All of these insurers offer a range of specialist policies at a range of prices to suit your budgets and needs.One thing they all have in common? If you choose a policy with one of the companies listed in our guide, it is sure to provide you with the necessary peace of mind.
But it’s not just insurance that we get to the bottom of in your December issue. We also look at site licence conditions and discover how they can have a big bearing on your day-to-day life. Antony Tregenna, our expert from The Leasehold Advisory Service, and Aimee Hutchinson, from Blacks Solicitors, examine all the implications.
On something of a different note, with Chrismas on the way, we also explore how you can make the best of the festive season by saving cash. After getting a few sage tips from our feature, your bank balance (and stress levels) are set to improve!
Enjoy the issue.
Alex Melvin, Editor
PS: Don’t miss our reader offer of 3 FREE Peonies and 100g of fertilizer worth £18 plus a great magazine subscription offer if you subscribe for 12 months!